2022 Chevrolet Equinox LT

The title is the document that shows who owns the car. The registration is the car record in your state, which lets you drive on public roads and gives you the plate. The dealer usually handles the paperwork and you pay the state fees. Ask the dealer when and how you get each one.

It is a fee the dealer charges for the paperwork of the sale. The amount changes from dealer to dealer and, in many states, it is not negotiable. That is why we show an estimated final price with the doc fee when the dealer provides it; taxes, title and plates are not included.

In most states, yes: you need insurance to drive, and lenders usually require fuller coverage. Rules and prices change by state, age and record. Get quotes before you buy, because the dealer may ask for proof of insurance before handing over the car.

Ask the dealer before you go. Some sell for cash or finance buyers with no credit history, including with an ITIN; others do not. Financing without a history may need a larger down payment and a higher rate, so compare the terms carefully.

Usually: a driver license or passport, proof of address (a utility bill or lease) and proof of insurance. To finance, the dealer may ask for proof of income. Confirm the list with the dealer before your visit.

Drive on city streets and on a highway; test the brakes, air conditioning, windows and lights; listen for noises and vibrations; check that the VIN on the car matches the listing. If you can, have a mechanic you trust inspect it before you pay.